LampLighterOne
teacher home-buying program
LampLighterOne
  
LampLighterOne
Home  »
LampLighterOne
Financial application  »
LampLighterOne
How much do I need for closing costs?  »
LampLighterOne
What is LampLighterOne?  »
LampLighterOne
Are there restrictions?  »
LampLighterOne
How do I get a loan?  »
LampLighterOne
Who qualifies?  »
LampLighterOne
What's the buzz?  »
LampLighterOne
Contact us  »
LampLighterOne
 

Questions? Call toll-free 1-866-771-5002

201 Tripp Trail
Denton, Texas 76207
Phone# 713-343-6000 ext 381
Cell 940-300-5560
972-432-6565
www.victorianfinance.com

NMLS RMLO #50635

LampLighterOne
 

Program is available through
LampLighterOne. All offers extended
on this website are subject to change without prior notice.


Victorian Finance
NMLS #50635

Better Business Bureau Member

denton-chamber-of-commerce
   
equal house Equal Lender



Terms and Conditions of Use
 
LampLighterOne
What is it?
LampLighterOne

LampLighterOne provides for the teacher homebuying program. It is for school employees, in cooperation with our selected s.

We offer a 5% down payment assistance grant program TSAHC (Texas State Affordable Housing Corporation) for professional educators who meet income guidlelines, or a tax credit program MCC (Mortgage Certificate program) that will refund you up to $2,000 a year  for as long as you are paying interest on your home!  These are programs offered by the State of Texas through a number of participating lenders. Please call us to determine your eligibility. Be sure to contact us to learn about additional new and exciting program assistance for first time homebuyers.

The savings below are typical, but each program works slightly differently and offers are subject to change without notice.

What is it?
 
The expenses that are paid on behalf of educators are spread between , Lender, and Seller:
Lender Credit Check * $45.00 Paid by the Lender
Cost of Title Insurance $1,200.00 Paid by the Seller
Cost of Transaction Fee $795.00 Not charged by the
Termite Inspection (if required) $75.00 Paid by the
Appraisal Fee * $450.00 Paid by the Lender
Cost of Home Warranty $435.00 Paid by the Seller
Buyer’s Side Commission * $4,500.00 Paid by the Seller
Closing Costs $4,500.00 Paid by Seller for the Buyer
 
* Certain Restrictions Apply. (TSAHC program does not qualify for these items, credit check and appraisal)
*
Based on a sales price of $150,000 for the home. Certain restrictions may apply. New construction offers different incentives unrelated to these offers. The cost of the commission is always paid by the seller in the State of Texas.
 
Participating s and Lenders agree to these terms at the outset. The Seller agrees when accepting the contract and may alter terms as long as they are mutually acceptable between buyer and seller. If you have further questions, do not hesitate to ask your or Lender. LampLighterOne s and Lenders are always willing to discuss how they make their money with you.
 
Teacher homebuying program saves money at closing for school and university employees.
All products offered are subject to credit approval.
LampLighterOne
LampLighterOne
Copyright © 2007-2016 - LampLighterOne, All Rights Reserved.
LampLighterOne